20 Lloyd Street, St. Catharines, ON L2S 2N8
St. Catharines
Attention first-time buyers, downsizers, and investors! Finding a detached, move-in ready home under $400K is becoming increasingly rare, and this beautifully updated St. Catharines home is an opportunity you won't want to miss. Offering approximately 890 sq ft above grade plus a finished basement with a separate entrance, this home delivers exceptional value with modern updates and plenty of flexibility. The bright main floor features 2 bedrooms and has been refreshed with new flooring throughout the main level, fresh paint, updated lighting, a new kitchen countertop, and new kitchen and bathroom fixtures (2026). Major updates include windows (2019), roof (2020), and hot water tank (2023), providing added peace of mind. The finished basement offers additional living space, a home office, rec room, or future income potential, while the separate entrance has been professionally waterproofed and a brand new sump pump with a 25-year warranty has been installed. Outside, enjoy a fully fenced backyard, new front deck (2023), and brand new back deck (2025). Located directly across from a park with a city-operated outdoor pool and just minutes to Brock University, St. Catharines Hospital, shopping, GO/VIA Rail, and everyday amenities, this home combines affordability, convenience, and thoughtful updates in one exceptional package.
Estimate only - excludes property tax, condo fees, utilities and home insurance. Rates vary by lender and term; based on semi-annual compounding.
Walkability, transit, and bike-friendliness for 20 Lloyd Street, St. Catharines, ON L2S 2N8
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MLS# X13625886
Listed by EXP REALTY
On market since Jul 31, 2026
What comparable homes actually sold for in the last 12 months.
20 Lloyd Street, St. Catharines, ON L2S 2N8 is listed for $399,900 CAD.
20 Lloyd Street, St. Catharines, ON L2S 2N8 has 2 bedrooms and 2 bathrooms.
20 Lloyd Street, St. Catharines, ON L2S 2N8 is a Detached.
20 Lloyd Street, St. Catharines, ON L2S 2N8 is in St. Catharines, Ontario.
20 Lloyd Street, St. Catharines, ON L2S 2N8 is currently for sale.
Contact Alex Morgan at +16471112222 to arrange a private showing of 20 Lloyd Street, St. Catharines, ON L2S 2N8 (MLS# X13625886). You can also send a message through the contact form on this site.
