20 Lloyd Street, St. Catharines, ON L2S 2N8
St. Catharines
Attention first-time buyers and investors! This updated detached home offers unbeatable value under $450K in a prime St. Catharines location, combining affordability, convenience, and modern upgrades in one exceptional package.This charming 1.5-storey home features 2 bedrooms, a bright and functional layout, and approximately 890 sq ft above grade, plus a finished basement with separate entrance-ideal for extended living space, a home office, or potential income opportunity. The fully fenced yard provides privacy and space to relax or entertain, complemented by a new front deck (2023) and brand new back deck (2025) for outdoor enjoyment. Step inside to a fresh, modern interior showcasing extensive 2026 renovations, including a new kitchen countertop, new flooring throughout the main level, updated lighting, fresh paint throughout the entire home, and new fixtures in both the kitchen and bathroom. Additional key updates include roof (2020), hot water tank (2023), and updated windows (2019)-offering peace of mind and true move-in ready living.Location is a standout feature-situated directly across from a park with a city-run pool, perfect for families and active lifestyles. Enjoy easy access to public transit with direct routes to Brock University, and just minutes to St. Catharines Hospital, shopping, and everyday amenities. Commuters will appreciate being only moments from GO/VIA rail access.Whether you're looking to enter the market, downsize without compromise, or invest in a high-demand rental area, this property checks all the boxes with strong lifestyle appeal and income potential.An incredible opportunity to own a thoughtfully updated detached home in a growing Niagara neighbourhood-don't miss your chance!
Estimate only - excludes property tax, condo fees, utilities and home insurance. Rates vary by lender and term; based on semi-annual compounding.
Walkability, transit, and bike-friendliness for 20 Lloyd Street, St. Catharines, ON L2S 2N8
Provided by Walk Score®. Walk Score, Transit Score, and Bike Score are trademarks of Walk Score.
MLS# X13085250
Listed by EXP REALTY
On market since May 5, 2026






20 Lloyd Street, St. Catharines, ON L2S 2N8 is listed for $399,900 CAD.
20 Lloyd Street, St. Catharines, ON L2S 2N8 has 2 bedrooms and 2 bathrooms.
20 Lloyd Street, St. Catharines, ON L2S 2N8 is a Detached.
20 Lloyd Street, St. Catharines, ON L2S 2N8 is in St. Catharines, Ontario.
20 Lloyd Street, St. Catharines, ON L2S 2N8 is currently for sale.
Contact Avi Hayev at +16471112222 to arrange a private showing of 20 Lloyd Street, St. Catharines, ON L2S 2N8 (MLS# X13085250). You can also send a message through the contact form on this site.