194-196 St. Paul Street, St. Catharines, ON L2R 3M2
St. Catharines
Here is a rare opportunity to own a truly distinctive, well maintained commercial building in the heart of downtown St. Catharines, where location truly matters. This solid two storey, turn of the century former bank offers outstanding street presence and endless commercial possibilities. The main floor features soaring ceilings, an open concept layout, abundant natural light, gas fireplace, bar and island area, ample cabinetry, appliances included, a 2 piece bathroom, and iconic architectural elements including the original bank vault. The building was most recently operated as a food and beverage concept and would be ideal for a wide range of retail, hospitality, office, or service based uses. The second floor offers additional flexible space suitable for office, meeting, or creative use, with two half baths, shower, kitchenette, storage areas, and private rooms. A full basement provides even more functional storage space. One parking space is available at the rear of the building. Steps to the Meridian Centre, Performing Arts Centre, restaurants, and public transit, this is a unique asset in one of Niagara's most walkable downtown cores. Property is also available for lease.
Estimate only - excludes property tax, condo fees, utilities and home insurance. Rates vary by lender and term; based on semi-annual compounding.
Walkability, transit, and bike-friendliness for 194-196 St. Paul Street, St. Catharines, ON L2R 3M2
Provided by Walk Score®. Walk Score, Transit Score, and Bike Score are trademarks of Walk Score.
MLS# X13116806
Listed by ROCK STAR REAL ESTATE INC.
On market since May 12, 2026






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194-196 St. Paul Street, St. Catharines, ON L2R 3M2 is listed for $999,900 CAD.
194-196 St. Paul Street, St. Catharines, ON L2R 3M2 has 2 bathrooms.
194-196 St. Paul Street, St. Catharines, ON L2R 3M2 is a Store W Apt/Office, 3,794 sq ft.
194-196 St. Paul Street, St. Catharines, ON L2R 3M2 is in St. Catharines, Ontario.
194-196 St. Paul Street, St. Catharines, ON L2R 3M2 is currently for sale.
Contact Alex Morgan at +16471112222 to arrange a private showing of 194-196 St. Paul Street, St. Catharines, ON L2R 3M2 (MLS# X13116806). You can also send a message through the contact form on this site.